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01.14.2007 | 34 Comments

During Phase One settlements with Bank of America, it’s usually possible to structure the settlement to be paid in 3 4 installments over a maximum of 90 days. They normally require that you first make arrangements for the first payment on the settlement before they will release the settlement letter and send it to you. This is acceptable, provided that you POST DATE the first payment. You should never fund a settlement payment until you first have an acceptable letter to document the agreement!Some collection centers for Bank of America will agree to fax the letter to you, while others insist they cannot fax and will only mail it to you. If they will agree to fax the letter to you, then you only need to post date the first payment by a few days. You can then check the letter and fund the payment BEFORE it is scheduled to be pulled from your account.

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01.14.2007 | 16 Comments

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